I think that you should spend the winter riding with a club, then think about buying a bike. not the other way around.
join paragon, ride your bike over the winter, enter some races, ride some races. then if you're having problems with anything (bike related, physical or mentally) sort it out by buying something. sounds like you're at a push for money so better to spend wisely than on some strange looking frame that should probably stay in the 90's.