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Just as people have said that William Shakespeare couldn't possibly be just a single person, I'm beginning to think that this might apply to @Velocio as well!

I'm saying nothing on this matter.

Oh nice... your comment actually includes "nslookup".

Yeah, it was matched by a security rule for "Command injection - Nslookup" which is oddly specific for a false positive.

Looks like you tried to do it over and over :)

Whatever you're doing, stop it 🤣

@Velocio out of interest where in the world is user159527

IP addresses are not an indication of location, the GeoIP overlay that people think is location is actually a rough / sketch overlay of network address topology over the physical network.

Besides... even with the security thing about IP location yesterday, most people seem to not understand that the network location isn't the location of people (I am very thankful that is the case).

I wouldn't share someone's location even if I knew it... unless there was an extreme mitigating circumstances (i.e. catching bike thieves was one of those).

Caution to those using the tool... this is a service on the Ofcom website and Ofcom hold the data.

ACAB includes Ofcom, and I would encourage people to not play around with that tool, to work offline and only enter final answers... draft nothing in it.

I hate everything that's happening in the USA, but I don't doubt that the swathes of de-regulation that are about to happen will create a very frothy market in the next year or two, and that I am willing to place a big bet on the upside from that.

That just kinds of tells me that it's too close to call, may as well sit on it and pay the mortgage as each ERC deadline rolls around, until such a time that I'm back to just paying it monthly.

pre liz truss no?

6 months post-Liz Truss.

I'm not stressed about pensions, I may not last that long. But I'll last long enough to be stressed by the mortgage.

ERCs:

• 4.25% applicable until 30-06-2025
  
• 4% applicable until 30-06-2026
  
• 2.5% applicable until 30-06-2027
  
• 1% applicable until 30-06-2028
  
  

Mortgage is 4.13%.

I've no overpayment allowance left... anything I now pay is subject to the ERC.

All the overpayment calculators basically say "pay it off now"... but none account for ERCs.

I also don't have enough to pay the whole thing off... hence trying to just minimise charges, but maximise the amount saved on interest, by paying it off as fast as possible without incurring charges... at least until the ERC drops to 2.5%.

I rarely pop my head into this thread, but I have a pot of money that is earning interest, the pot will be used to pay off more of the mortgage, but I have paid the max off without triggering early repayment charges, and I will carry this pot for 1 more year before throwing it on the mortgage.

It seems silly to just leave it in the bank, earn 4-5% interest, and then to be taxed at higher rate on the interest.

It seems more obvious to just track the S&P 500 for a year, accept the risk of losses, but gamble that the S&P + capital gains tax outperforms interest + income tax (probably likely).

In which case... how to do this? What's the lowest fee platform that enables investing in tracking the S&P 500?

I'm aware only that I can't directly do this, and it's about investing in a fund that does this... that's kinda the question.

This is the Home Assistant Yellow https://www.home-assistant.io/yellow/

Kinda like a Raspberry Pi, but more capable... and yes it runs Home Assistant.

It's barebones, and you add a compute module and some storage.

This is a Compute Module 5 https://thepihut.com/products/raspberry-pi-compute-module-5?variant=53746054955393

It's based on the ARM chip in the Raspberry Pi 5.

Then you add Home Assistant... and you can add other stuff if you're a Home Assistant user.

I added this https://github.com/hassio-addons/addon-tailscale and it's Tailscale, and because the Yellow is 1Gbe then it can be a Tailscale exit node.

So that's how I do it.

I run my tailscale exit node on a Home Assistant Yellow with a Compute Module 5... it gets near line speed.

I can't trivially run it on the Unifi Security Gateway I have, but putting it on the Home Assisant means it's really easy to maintain and move in future.

An exact number will help

Well, they're currently figuring out who will do what roles, and who will be active, and who will be supportive.

It's moving very fast, at the moment the best name for them is literally "the collective".