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I’m so out of the habit of fitting training into the day that it now seems alien and too much
This plus your back issue is quite familiar to me, minus the kids. I got into something resembling a routing by starting small, really small. We're talking any kind of exercise, however small, whenever I could. 2 minutes between Zoom meetings? few bodyweight squats and some press ups. Just taking advantage of little bits of time wherever I could and just forcing myself to move, in any way, reminded me that I like any kind of exercise, feeling sore muscles and being out of breath, it's good for me and I need it!
Before long I was managing 20 minutes of exercise before jumping in the shower, now I appreciate you'll say 'i don't have 20 mins, kids will be climbing all over me, etc.;' but it's just what got me doing something after a long period of nothingness. The trigger benefits of doing even tiny bits of exercise gave me the kick up the arse to make it a priority.
Be kind to your back, having chronic back issues is an absolute fucker.
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My sense of taste was completely gone for 3 weeks, smell for about 6-7 weeks. 4 months on I'm not sure if I have 100% of my sense of smell back, I'd say somewhere between 80-90% bit it is really hard to judge what full sense of smell is at this point, just feels like some of the nuance and depth to smells (and taste to some extent obviously) is missing.
The thing about coaxing your senses back is true. I was super down when I got covid for similar reasons to yours, I had been building up some good fitness and then that was shot. I exercise mostly so I can stuff my face so when covid hit and everything tasted like cardboard food turned into a chore, so I just ate really bland calorie-dense stuff as quickly as possible to get mealtime over and done with, that didn't do anything other than make me dread eating even more. Try to eat visually appealing food with lots of colour and strong flavours, textures are important too. Give your brain something to work on as you're eating and be mindful when you eat. Might be coincidence or there might be something to it, but it was when I started cooking properly and engaging with the food that I was eating that my taste started to come back. YMMV of course.
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Pro tip: If you live in a small flat and order 4 winter tyres off ebay and the tyres are delivered on a day when you're in the office and your partner is at home, and you completely forget to tell them because you're an idiot, and then they have to take delivery of said tyres in the middle of a somewhat important work call, and wrestle the tyres into the flat, and the tyres take up half the hallway and are generally a pain in the arse, and you sack off work mid-afternoon and go on the lash in blissful ignorance and get home half cut and stinking of curry... well, expect a domestic.
Hello, sofa... old friend.
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Give it to a hedge fund with a world-class protection strategy and wait for the carnage to unfold... wait a bit more then snap shit up when it's dead cheap and liquidity is lacking. Be wary of a dead cat bounce or two but also don't have to time the recovery perfectly, better to err on the side of caution and miss some of the early upside than catching a falling knife.
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https://www.autotrader.co.uk/car-details/202110068180043
Remap might get it close to 300 and still have some cash left over for decent tyres!
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The FTSE 100 is probably a fairer comparison but yeah, your point still stands. No super growthy stocks on this side of the Atlantic that hold a candle to the mega caps in the US. Someone smarter than me can probably chime in with how much of that S&P growth has been driven by the Top 10-15 largest companies. Microsoft, Amazon, Apple, Meta, Alphabet, Tesla, NVIDIA (yes, NVIDIA is currently top 10!) etc. My guesstimate would be a fuckton of it.
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To add, common wisdom says you shouldn't try to time the market if you're a long-term investor, which is largely true. If you're drip feeding then by all means get in whenever. But with a lump sum timing it wrong will hurt and it'll take quite a while to get back to break-even depending on how severe the correction is. This cannot and will not last, and when a proper correction happens there'll be a lot of bag holders around...
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Nice! Cupra 300, right?