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Check with your insurer. Some ask you to insure for what it would cost to replace it with a brand new equivalent bike. Others say to insure for what you paid for it when you bought it. For example, the 2 insurers I was considering at renewal time this month both had completely different policies, and for me that was a big differentiating factor.
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Really, you don't think surface rust matters? Even if it's on the surface, it's corrosion, and therefore likely to reduce the life of the chain, no?
If my chain gets very wet on a ride, I stick it in the pot. I've learned from mistakes last winter that led to a fully rusted chain that I threw away. I store my bikes in a cold garage, though. This may not be such an issue if you store your bike in your house and therefore any water is likely to evaporate.
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I love my Ecovacs, purchased on a Black Friday/Prime day deal. We went for one with radar built in so it can make multiple maps of each floor of our home. It is really good for the price. I just set it on a schedule to clean downstairs every Thursday, and then every other week also carry it upstairs to clean there too. You have to remember to pick stuff off the floor on a Wednesday night, but that's become part of the routine now.
Our model is capable of mopping as well. It's a nice-to-have feature, but definitely not essential - we rarely use it compared to just vacuum.
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Another awesome ride on The Peak District's famous gravel yesterday. It was much drier than my previous ride, but the wind made it really hard in places. The final climb out of Baslow was murder. I was so low on energy by that point! https://www.strava.com/activities/6225891923
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There's 2 types of magnetic locks, though - fail safe and fail secure. Fail safe is open if there's a power cut. Fail secure has a physical obstruction if the power fails.
When I asked about the bike store to the block of flats where I used to live, the managing agent assured me it was a fail secure lock. Thinking about it a bit more in the context of fire safety, I am fairly sure they'd have just been lying to me, in hindsight!
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Most property developers sadly just put on the minimum possible lock they can for a bike store door. Generally this will be a single mag lock at the top. These can then be broken open with surprisingly little brute force. They really need at least a 2nd mag lock placed on a different part of the door frame. However, whether or not that gets done really depends on how good the managing agent for the development is. Sadly most new build developments with bike storage these days are hit by gangs within the first couple of months of completion, and the whole bike store is cleared out. I've had 2 full bikes and a rear wheel stolen this way over the years I lived in London.
I believe most mag locks should fail in a locked state, though. In other words, if there is a power cut then they stay locked.
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I've not ever retrofitted, but we had one in our new build flat that we bought 5 years ago. It was really fantastic. Clothes dried indoors on the rack within hours, and we almost never turned the heating on.
However, house plants were not super happy with it, as they all tended to dry out very quickly.