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Where in Leeds are you looking? I'm in the process of buying somewhere at the mo. I just kept an eye on Zoopla, Rightmove and Onthemarket. The house I had an offer accepted on was on sale for less than a month but you're right, the market appears to be completely different up here.
(immediately gets gazumped) -
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First viewing today and we really liked it. Quiet cul-de-sac, lovely garden, friendly neighbours, separate garage and a shed for bikes! Got a decision in principle off a mortgage broker this aft and I'm speaking to the estate agent tomorrow. This has started happening very quickly.
Now I just need to estimate the price of rewiring throughout, fitting a new kitchen and completely redecorating.
Fuck.
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I’m probably missing something really obvious here, and this is only really for the sake of argument as I’ll be meeting with a broker to get all this sorted out soon, but couldn’t one simply lie if asked about an AIP? Am I being very naïve in assuming an Estate Agent wouldn’t insist on proof (and therefore indirectly call one’s honesty into question) in this situation?
I think in the meantime for viewings I’m going to make a fake wad with two tenners and an old phonebook to have poking out of my shirt pocket, and maybe stick the folder I have from an outdated AIP under my arm.
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I’m starting to view houses this weekend - is there any point in getting a mortgage in principle now if I intend to use a broker? I’ve read that vendors will take you more seriously if you have a MIP but I’m not sure if I should bother seeing as the credit rating takes a hit and when the time comes I may end up having to apply to a different lender anyway. FWIW my credit rating should be pretty good, I’m a FTB and I’m pretty sure I’ll pass the affordability checks so I should be able to get things moving pretty quickly when I find somewhere I’m interested in, so I guess I could just fib if a vendor asks whether I have a mortgage sorted out. Also I’m in the Northern wastelands so there’ll be none of the South-East market craziness to contend with.
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This is why it's important to try helmets on and adjust them to see how they fit before you buy one.
Ha ha I did though! I can get it to fit comfortably and (what I considered to be) snugly. It's just the not being able to move it more than an inch part, which I’m sure is very useful in a head vs road situation, but I don’t see how it can be achieved without doing the chin strap too tight.
I’ll have another go at adjusting the strap and if it still doesn’t feel right I’ll return it.
Yeah I'm going to try The Color Wheel. I enjoyed Tiny Furniture, thought Alex Karpovsky was really funny in it. Enjoyed his recent WTF Podcast interview with Marc Maron too.