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How much money did you knock off? If we aren't talking big money (say 5-8k ish) you can agree an allowance to complete certain works which your solicitor retains on completion (I think that's the term )

The amount paid at the land registry would be the original figure and essentially its an off the books arrangement so it doesnt effect your LTV and you therefore don't need to tell your lender

It's no big deal but when u remortgage (if you have a mortgage) then the lender might insist on an indemnity policy for the lack of building control consent.

If they applied to the council for consent and they have the building control sign off then that's fine, but if they don't you'll get lumbered with paying for it. So ask your solicitor to check.

I don't know what you are paying for the house but the market round cann hall is pretty strong with crap houses going under offer even if they are asking 485 or so for them..

No issue per se but they have been done with gallows brackets by the looks of things which the council normally doesn't like- its the cheap way of doing it (but it does work)

Make sure if the work hasn't been signed off by the council that you get an indemnity policy from the vendor

Or even better do as you suggest and get them taken out all the way to the loft and get the stack supported from there

No worries - yours has also had the chimney breasts removed from only the ground floors too but I presume your survey picked that up.

We like it round here.

Dunno if you are going to be refurbing yours but keep an eye on number 2 Chichester. The ladies there (who were on location x3 a while back in walthamstow) are completely renovating theirs back to bare brick, bespoke sash windows, the works. Could be quite something and they have used plenty of different trades so could recommend some if you need any.

Also I have a massive ladder if you ever need it.

@andyfallsoff I lived in Hertford for 20 odd years. Went to Abel smith then St eds after. Sister went to simon ball, probably started in your year actually, surname noble?

Your buying in wragby road aren't u? V average looking house has just gone under offer for just shy of half a million quid apparently

Were abouts you based?

I lived in Worthing for a bit 07-08. Worst year of my life. Shite one horse town and the horse is dead.

I was in the filly brook on sunday - quality little place. at closing time the guy said help yourself to the left over cakes etc as they wont be fresh enough to sell the next day.

#winning

leytonstone!

I know that quite a few people here have purchased or are about to purchase a period property, and might therefore be thinking about getting some plantation shutterrs for their windows.

I have just had the misfortune of dealing with hillarys blinds in trying to order some for my house, and they have totally stuffed up the order, after having made us wait months for them, and they have been less than impressive in trying to sort it all out (after having had my money for several months)

i'm going to reoder them through california shutters who cannot be any worse than hillarys and would counsel everyone to stay away from hillarys - as they are a total joke.

so many variables as to who you would use as to where you are and what type of property it is. I have nothing but good things to say about the staff at davey stone in broadway market and would personally speak to them before foxtons et al.

slate numbers: 45,30,33,16,34,37,44,23,24

glass: 18,19,4,21

aluminium: 46,5,24,39,21,1,45,41,37,24,34,43,44,23

stainless steel: 5,15,23,16,20,4

solid brass: 24 (x2), 48,15,37

all hand polished/hand cast/finished

this should probably go in the classifieds but im not sure if it can, anyway ive got quite a few house door numbers, some made out of slate with deep etching, some brass, some glass, some aluminium. if anyone wants one for 4 quid (they are normally 15 quid a pop) then drop me a PM with what door number you want and i'll tell you if I can help.

I;ve only got a selection of numbers so wont be able to provide all door numbers.

i said it might seem low, but we have overpaid the difference to the mortgage and thats why we only owe 120k aged 30.

then she was like: but what about your car, do you have one on finance yes? i said no i have a car but it cost £390 pounds and a chicken kebab about 2 months ago. you probably dont have a box for the kebab expenditure on your form do you?

thf to her she did laugh at that but then went back to the computer says burgh script.

tesco mortgages have called

they said my remortgage application was deferred because my outgoings are "too low" for my income

you really couldnt make this sort of stuff up.

I live in south leytonstone so if you have any questions just shout

I wouldn't - I'm taking a 2 year fix to run from June this year and don't expect rates to have shifted significantly between now and the end of that deal.

Depends on how much you owe and what your appetite for risk is.

I'm not overly chuffed with tesco finance.

Called them up on their 0845 number to be told its a 3 week wait for a mortgage appointment on the phone with them (which would take 2 hours to do). So I was advised to apply on an execution only basis online.

I prepare all my paperwork at home, fill out all the salary and outgoing details and all the other rubbish as requested and then I am invited to save the application before continuing. Although, This isn't actually an invitation and it seems I have no choice but To save it before I continue.

However I cannot because I'm filling it out on an iPad and apparently iPads are not acceptable to tesco, but they don't tell you this before you waste your time filling out their fucking form.

Nevertheless, I find a normal computer to fill out the details again, to get an agreement in principle, so I can continue to a full application.

Having done so the application is apparently now referred for further consideration.

If they didn't like my risk ( borrowing 120k against 400k, repayment until I'm 50, and significantly less than x2 our gross income with a spotless credit history) then quite frankly I'm snookered as to who they'll lend the money to.

Im actually tempted to tell them to shove their mortgage and their clubcard points up their backside if they do call me back in 3 weeks or whenever it is.

They weren't particularly expensive,actually.

There are 2 of them and I think I made a mistake in not putting them on a dimmer as they are flipping bright when on. I'll have to see whether we get used to it..

Few of the bathroom too..

I'm skint now so the hario mini and the De'Longhi will have to do for now..

My 2 favourite storage solutions in the kitchen: