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@Buildhigh could you make a tote bag?
fairly simple design, happy to pay a deposit up front if it is something you could contemplate?
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To expand a bit:
If I buy a shitcoin for £1 and it goes up to £1m, whilst I have a notional gain of £999,999, I have only risked £1 so I can only lose up to £1.
If shitcoin goes to zero, I have made a notional loss of £1m but I'm only £1 down on the trade.
Did the £999,999 ever exist? If I had got out at the top, and sold my shitcoin for £1m, then yeah it does exist and someone else is nursing a £1m loss. If I held from £1 all the way down to zero then it's arguable that the £999,999 never existed.
With a volatile "asset" like crypto, not everyone can get out at the top as the act of selling will quickly reduce the value.
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where do you see all that money going?
i don't understand the question - it would go to the same place all market gains come from and losses go to.
as tertius says above, the huge majority of it is unrealised gains so it isn't "real" money in any case. it would mean that guy can stop looking for his hard drive, among other things.
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the infrastructure manager (IM, ie Network Rail) and Train Operators (TOCs) are incentivised to reduce delays by penalty payments for delay minutes (and in some cases bonus payments for exceeding performance metrics), known as the "performance regime".
As rhb says, to make this work it is necessary to attribute delay to prime cause, so that the right organisation picks up the bill. in the days of commercial train service franchises (these all ended during the pandemic), train operators had a profit motive to be better at analysing and challenging delay causes, to reduce their exposure to delay penalty payments. this did lead to quite a lot of effort going into delay attribution.
the benefit of this is greater understanding of the causes of delays which makes it more likely that something can be done to address the root cause. the downside was it was not efficient at a whole industry level.
it will be interesting to see how the performance regime evolves under GBR, where the P&L is combined between IM and TOC so the commercial incentive to attribute delays goes away. -
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there's no way you're getting the full cost of works knocked off
completely agree with this.
old houses always need work, some more than others and this one looks like being towards the "more" end.
whether or not it's worth persisting with depends on lots of factors including how much you really want this particular house, and how long you can put up with living in a place that needs work.
the roof on our place was pretty bad when we bought it. patched it up once or twice and finally got around to getting a new roof 20 years later, and guess what, yeah there were rotten timbers and some badly repaired fire damaged timbers under there which needed sorting out. now we'll probably sell and someone else will get the benefit of the next 19 years of nice new roof over their heads.
such is life.
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rather the freedom to say "Fuck this" and walk away without losing sleep.
i get this entirely; makes sense and helps with staying sane.
my point on the wider "success criteria" for market activities is that it's hard or perhaps impossible to differentiate between skill and luck.
basic money management is 100% learnable though.
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^ looks banging.