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https://www.youtube.com/watch?v=o2ujQKpN9T0
Fuck me this is dire. Instant mute.
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All this talk of mincers!
It's getting near that time again. -
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Vanguard offer short-term bond index funds and you can filter their product list by risk level on their website (https://www.vanguardinvestor.co.uk/what-we-offer/all-products)
3 - 5 years is a short time horizon so I'd be wary of downturns. If you want zero risk but low reward, maybe consider a fixed term bond product?
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#fixedsavings
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Is that Herr Gruber from Allo, Allo!?