Bought a house 2 years ago in Edmonton with the help of my wifes sister. Remortgaged last month and couldn't get my wifes sisters name off the mortgage and mine on as I couldn´t provide enough evidence of income (self employed mechanic).
I now have 2 years to figure out a way of getting her off the mortgage and my name on. Easiest option is to get a full time job as an engineer for 3 months just for a payslip and proof of income.
We can easily afford the mortgage and I am also a named owner on 2 other properties in Ireland that were passed on from my family. Can these help as collateral?