Apologies, this has probably been done to death in the thread, but this feels like a hive mind kind of question; We are potentially looking at a new pup (working dog lineage, not that it matters). We have had a dog before, some time ago now, and went with Insurance which quite literally never got called upon.
So what do people do? Insurance policy or monthly into savings account? or other options.....dilemma.
It's a while since I have had to look, so if it's insurance any recommendations.