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Out of interest, what sort of premium does it attract?
From personal experience looking at Laka a few years back, it was 10% of the bike new price (incl. VAT) per annum - which I found ludicrous.
Paying £500 insurance per annum for a bicycle seemed way excessive as my combined 1x car / 1x motorbike / 1x house premium was lower than that.
EDIT: just had a look and a £5k bike is £30pcm and "no more than" £45 so let's say £30x6months+£45x6months=£180+£270=£450
At this rate, you might as well look at leasing a cargo bike since the sums involved are more than a motorised vehicle!
From memory, the Douze was 4,500€ excl. VAT back in 2015 or 2016.
Prices have now doubled and the exchange rate is appalling however knowing how insurance companies work, they'd likely ask for the bill of sale then apply some depreciation so if anything, £3,500 is over valued
I did the same for my bikes.
Admiral Insurance let you name individual bikes up to £3,500 IIRC on their home policy.
Bikes are covered inside & outside but you need a Sold Secure gold bike lock (or above).
I can't see any mention of excess on the paperwork.
Cost for home insurance (building+content) + those 2x bikes = £236
I think Laka & others bike insurance specialist want around 10% of the value of the bike per annum so there's a saving to be made but as always T&C apply and NFA
In addition, I would recommend getting a tracker for the cargo bike for added peace of mind.
Yes, mine is still in business use after 4+ years.
Doubles up as a baby hauler at the weekends
Yes to laying straight onto concrete providing it is level!
@popdown - I would also recommend checking individual "planks" as you will inevitably have some with either damage or concave areas.
I did not do it, the only plank with a concave area ended up bang in the middle of the room...
There are a few of us with reclaimed sport on here
Broke the freewheel on my Nuvinci 380 hub yesterday.
Did 5 years of hard grind so no hard feelings.
No idea where the pawls ended up!
Now the challenge is to find spares in London asap...
Fitting video here for those interested:
This looks great - Benno Boost, right?
Just checked them online and they look great - out of my budget though!