Most recent activity
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https://www.watchmaster.com/en/rolex/explorer-ii/16570/0en73582kf?reference_code=83SYZ563FN
https://www.watchmaster.com/en/rolex/explorer/214270/esn0udbbkk?reference_code=G7M5E8FTUY
Both look good value to me, but probably have further to fall.
They also have a nice enough air king which ok is the entry level, but it's mint and only a shade over 3k. That's pretty cheap.
Mind you I remember looking at air kings 11 years ago and they were half the price they are now, so everything is relative.
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Watch master has one for 4750 I think
2 year guarantee and fully serviced.
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I keep a fairly close eye on watch master Rolex prices and quite a few are coming down now. And the economic turmoil has yet to seriously kick in yet for the majority. Suspect that behind quite a few watches going up for sale in the next few months and years there will be some sad stories behind them.
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As you've just had a kid I can assure you the next big expense is already here!
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Talking about getting quotes for stuff is code for we are going to try and chip you.
I'd be nipping it in the bud from the start. Of course if anything major comes up, that's fair game. Worrying about the washing machine pipework on a house that's over 100 years old, deffo isn't.
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My response would be something along the lines of this is how it was when we purchased it, and if you like the house, this is how it's gonna be when you buy it too.
Have they started to ask you for certificates for the windows and other trivial stuff like that too ?
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Haha yeh I think the Halifax are the most lax of lenders. They'd probably agree a mortgage on a tent. Expect to be reading about yourself in the golf bar thread tho about paying one of your mortgages off - you naughty boy!
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Funnily enough I never used to use a broker. Did it all myself for years. Then I applied for a mortgage with Tesco bank (when it existed). What a fucking ball ache that was. Took 6 months to get an offer and several complaints. Basically they didn't believe our outgoings and kept asking me how much I spent on haircuts and food. I seriously lost my shit with them in the end.
I also got 500 quid of compensation off then afterwards. Personally I'd never apply for a mortgage without using a broker now. It all just goes so much smoother when you use one and they know where to place the business dependant on the case, i.e above commercial/self employed/ whether it'll meet a new build definition and you need an increased deposit etc
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Well he might have a problem increasing his mortgage or getting a further advance, if say, he has a house somewhere like county Durham, where the house might be worth significantly less than he paid for it 12 years ago.
If I were him I'd speak to a broker to make sure he is approaching the right lender which will give him the minimum of hassle.
I see watch master now essentially offer a £150 discount via their referral scheme. That must be a fair percentage of their commission margin. They must be a bit worried about things to come.