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I just checked my Laka account.
For two bikes insured for a total of £5000 I've paid an average of £23.53 per month over the past 12 months.
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It does vary from off peak to peak season but even then the peak may not hit max. It depends on the pool you're placed in and the number of claims. Not going to out Maths you though @Velocio because I'm well aware you're more numerate than me!
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Laka allows you to add bikes (can be full custom) and accessories like a Wahoo or whatever. You're covered at home, in your car, or out and about and they cover racing too if you do that. As long as you're on a bike you've specified you're covered.
They also offer recovery insurance too now for medical/dental costs: https://laka.co/gb/#recovery-insurance
£25 off cover for you (and me!) if you use my code: https://laka.co.uk/r/IFWOZ
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Diva gel flow made me so so sore. But as with all things YMMV..
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Thanks to everyone who came last night. It was a great night.
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Near Mela Gate!
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It's just really sad. Going to have drinks in Victoria park in his memory on Monday evening (tomorrow!) all welcome.
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Don't encourage him.
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I think that's the difference explained really well, if you race custom bikes, sometimes abroad, the bike specific insurance is worth it.