Avatar for duncs

duncs

Member since Aug 2009 • Last active Nov 2019

Most recent activity

  • in Miscellaneous and Meaningless
    Avatar for duncs

    HP Spectre x360 - 13-4000na

    Crucial system finder always works for me

    https://uk.crucial.com/gbr/en/compatible­-upgrade-for/HP-Compaq/hp-spectre-x360-c­onvertible-%28models-13-4000---13-4099%2­9#SSDFilters

    Will this Samsung M.2 work or not?

    Yeah, looks like it should

  • in Miscellaneous and Meaningless
    Avatar for duncs

    True. But if a carrier lock was a hardware only thing then you'd have easy hacks to get it done rather than having to contact your current carrier.

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Pretty sure this isn't right. There are definitely ways to report a phone as stolen and have the IMEI blocked from working.
    As to which sites work and are free, not sure there

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Happy to share how I went about it if interested... also have a range of quotes, but it’s prob not cricket sharing those publicly.

    Yes please. Offer accepted on House v2 and it has stuff that needs doing. Any and all experiences, advice and quotes would be helpful

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Uh get her to use google apps or some such cloud app. Forget MS word and remembering to save files, this isn’t the 1950’s

    To be fair, office will happily save to the cloud and if you try to manually save a doc then the app reminds you that versioning and saving are automatic and tells you there's no need to save. You can use the web editor, iOS, MacOS, Android, Windows all changeably and they'll happily function as you'd expect.
    Lots of MS isn't from the 1950s anymore.

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Where in Walthamstow are Charlton, Greenwich or Blackheath? I don't understand.

    I guess if they've been trying to call Charlton 'Greenwich East' then it's South-Walthamstow-South-below-Thames.

    And I look forward to Blackheath's imminent rebranding as South-Walthamstow-South-below-Thames-on-­the-hill

  • in Miscellaneous and Meaningless
    Avatar for duncs

    I ended up with Charlton (assuming nothing falls through)
    Been fairly settled in Greenwich for a while but can't afford paying for this there or in Blackheath
    https://www.rightmove.co.uk/property-for­-sale/property-85626608.html

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Plain/Original with a banana, coffee grounds, Greek yoghurt/honey and peanut butter. With full fat milk rather than water.

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Potential dibs, pending pics and price.
    PM'd

  • in Miscellaneous and Meaningless
    Avatar for duncs

    Bit of cognitive dissonance in your post. If housing is a bad investment (ie BTLs are no longer profitable with a mortgage), then why would you buy a house, it makes no difference whether it’s your own or someone else’s. Rent and divert the savings from mortgage principal and maintenance into another asset class.

    That makes no sense.

    You have to live somewhere.
    You can either buy or rent and they cost about the same per month.
    So you have to put, say, £1500 a month somewhere.
    You can either put it into a mortgage where £150 goes to interest and £1350 is effectively saved.
    Or you can put it to rent, where 0 is saved.

    BTL assumes you already have a property and you've got extra money hanging around that you can choose to either invest in a 2nd property or another asset class.
    Sure, you can do BTL and get 5% return on it, or choose shares and get 7.5% return. But that's on property 2 onward. The same argument doesn't apply to your first property.

    (If you can convince me otherwise then I'm definitely all ears, since I'm completing on my house sale in 3 days and am about to rent for a short while.)

Actions