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chrisbmx116

Member since Mar 2009 • Last active Oct 2017

Yep.

Most recent activity

  • in Miscellaneous and Meaningless
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    Cheers for the tip... will pass that on.

  • in Miscellaneous and Meaningless
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    Yeah, need to looks at all options really... E10/E11 Leyton/Leytonstone? Could be an option, I dont mind the idea but I think the misses thinks its grim out there.

    Thought Poplar was a good shout because its 5 mins from my current place (Victoria park).

    Problem is I dont have the money for the property I want in the area I want to live in...

  • in Miscellaneous and Meaningless
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    My thinking too... or what I suspected would be correct...

  • in Miscellaneous and Meaningless
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    Got ya.

    I was only kidding reg hiding things too.

    Yeah, salary and divs, just afraid to open what I see as a potential can of worms when I can just not entirely update them with my current employment situation and get the same deal again, like the time my friend and his wife did that due to not having jobs at all because they had been on holiday for 6 months.

  • in Miscellaneous and Meaningless
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    when you say hiding...

  • in Miscellaneous and Meaningless
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    I assume the later. Packing is a nightmare, last time I packed my house up I took 3 trips to "Big yellow storage" and each time bought what I assumed was more than enough to finish the packing. By the 3rd run I was pretty furious, didn't resort to venting though vandalism though.

  • in Miscellaneous and Meaningless
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    Grated on spinach?

  • in Miscellaneous and Meaningless
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    Aye, there are def nice streets, but this one was just horror, I would not let my wife walk home alone at night for sure, doubt I'd fancy it myself, and the cost of an 24 hour armed escort/armoured car would prob be too much.

  • in Miscellaneous and Meaningless
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    Cheers. I'm not really smart enough to do stocks and shares and all that lark.

    Just did that calculation thing, looks like 10k overpayment a year would shave near 2 years off and save 12k in interest.

    Sounds like a no brainer. I did some rough calculations and I could get things paid off in 15 years if I got a mortgage with new terms but it requires lots of paper work and annoyingly even though I am earning 3x what I was when I took my initial mortgage out the fact I am my own ltd makes things a bit harder I think...

    I need to do some thinking.

  • in Miscellaneous and Meaningless
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    Had a peak at another wee house, this time in Poplar, which is close enough to civilisation to be worth living in or so I thought... Turned out the specific area/street was horrific, a dozen or so nice old terrace houses surrounded my a rats maze of council blocks in various states of decay, also worth noting was the gap in the terrace next to the house I was looking at where its neighbouring house had fallen down. Decided it was worth giving it a miss and as I walked round the corner came across a shrine to a young lad who, as the numerous tributes put it "had been murdered in broad daylight by heartless SCUM".

    Walthamstow
    Poplar

    Next up, thoughts on overpaying on a mortgage, worth it? My mortgage is up, I'm looking at either the same again and repaying as and when I have spare cash or a shorter term and higher repayment. Apart from flexibility/affordability anything I need to know? Rate variations?

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