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stevo_com

Member since Jan 2008 • Last active Jun 2017

Most recent activity

  • in Miscellaneous and Meaningless
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    Bought in 2015

    Same

  • in Miscellaneous and Meaningless
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    My advisor is the one who will be negotiating with the bank and he seemed confident enough of the valuation, which seems nuts given it's a 50% increase over two years. But zoopla seems to back it up given the other properties in the area.

  • in Miscellaneous and Meaningless
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    If my mortgage advisor and zoopla are correct, my LTV will have gone from 95% to 60% in two years. So my remortgage will be £217k borrowed against a £361k place.

    Sticking with the current lender will likely be much easier than having to re-apply elsewhere. Is there going to be that much of a saving at that level to warrant moving lenders? As it stands, staying put with the Halifax drops my monthly payment from £1,300 down to under £900 on a 2 year fix, which makes me happy.

  • in Miscellaneous and Meaningless
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    Ta, will likely order after payday. My Wileyfox Swift is really showing its age

  • in Miscellaneous and Meaningless
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    Xiomi Redmi Note 4 still a good option?

  • in Miscellaneous and Meaningless
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    I was told half of it is added to your basic

  • in General
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    @Skülly - blanking me on Upper Ground either mumbling to himself or the uber driver sat on his rear wheel. I was walkenging, again, with suitcase in tow

  • in Complete bikes and frame & forks
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    There are more photos but uploading more than one from my phone is a ball ache.

    £500

  • in Complete bikes and frame & forks
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    On behalf of a friend;

    Specialized Stumpjumper Elite FSR white 2009

    Fox Triad, Custom on-the-fly 3-position switch 1)Lock out 2)Open 3)ProPedal pedal assisting damping, Rebound adjust, 7.25x1.75 inch
    Fork:Fox Talas RL with Talas 3, 140/120/100mm,
    Front Derailleur:Shimano M660 SLX,
    Rear Derailleur:Shimano XTR, Shadow, Long-carbon cage
    Shifters:Shimano SLX, Trigger, 9-speed
    Chainset:Shimano FC-M542, 175mm
    Bottom Bracket:Shimano FC-M542
    Cassette:Shimano XTR, 9-speed, 11-34 Tooth
    Chain:SRAM PC-971, 9-speed with Power Link
    Pedals:DMR V12
    Brakes:Avid Elixir R Carbon SL
    Handlebars:Specialized XC low rise 640mm wide
    Stem: Specialized adjustable rise, 31.8mm clamp, 3D forged with CNC finish
    Headset:1-1/8 inch Threadless, 10mm insertion alloy cups, Sealed cartridge bearing
    Grips:Specialized Thick lock on grip
    Rims:Custom DT Swiss X420SL, 24mm with eyelets, 28/32 hole
    Front Hub:Specialized Hi Lo disc, CNC flange, Sealed cartridge bearing, 9mm DT RWS, alloy QR, 28 hole
    Rear Hub:Hope, 32 hole
    Spokes:DT Swiss 1.8mm stainless, Black, Alloy nipples
    Tyres:Maxxis High Roller
    Saddle:Specialized Format, Hollow Cr-Mo rails, SL foam, 143mm

    Pics and price to follow

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