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snowy_again

Member since Dec 2007 • Last active Aug 2018

Most recent activity

  • in Miscellaneous and Meaningless
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    Lino - 07962 247469 is amazing* based in Dulwich Village, several sizes of vans, never over charges, has young people with him who can pick up a bed one handed, and didn't even complain when he spilt fish tank gunk on himself when moving me once...

    *however Italian, so may be on august holidays.

  • in Miscellaneous and Meaningless
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    @Fatberg if Mark doesn't grab that - can we chat too?

  • in Miscellaneous and Meaningless
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    @Markyboy - We run a similar outreach service in Battersea but for isolated / vulnerable people at risk of homelessness or primary care admission and avoiding winter deaths. There's a few funders about - let me know if I can help?

  • in Miscellaneous and Meaningless
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    Thanks for the answers and reassurance. I'd hoped for some more sausage based negotiating options. I'll send him a text explaining that it was all in the letter I sent, and that the next step is getting the mortgage lender to draw up the mortgage contract that allows us to exchange, so he's very close to getting what he wants in a v short time table - given that we only formally agreed my offer on the 31st of July.

    On other things: He's had one other potential cash buyer viewing. He's selling through an estate agent of the fat tied blagger variety - who failed to turn up for the viewing, so I stupidly ended up doing it myself. I explained to the bloke viewing that I was also making an offer, and we swapped contact details, and at the time he said that he wouldn't get into a bidding war with a current tenant who was looking to buy it. I guess house buying turns normal people into twazzocks, so I get the impression that the viewer ended up making an offer.

    I'm getting a relatively good deal on price. Knocked £30k off the original price - but they are typically slightly difficult to sell outside of cash buyers (although he and my neighbours currently have mortgages on them). However, the location, transport links, local park and schools plus the size means it's way cheaper than anything else you can get within a few miles.

    The properties don't come up very often as there's only a small % in the block who are leaseholders. Having said that, my neighbours 2 bed flat's also on sale at the mo, but for almost 95k more.

    I'll think more of sausage based solutions.

  • in Miscellaneous and Meaningless
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    Halp pls - managing a buyer's expectations...

    I've had an offer accepted but the vendor is very shaky - constantly pushing to progress things more quickly than realistic with the mild threat that he has cash buyers waiting who would process things much more quickly and allow him to buy the house he wants to do up the chain.

    Background:
    I've been renting for almost five years. We're great tenants, and get on with the owner very well. He split up with his partner and needs to release the equity in the flat to buy a new home. That means that he needs to sell the property I rent from him*. So I decided to buy it. We set up a Notification of Offer letter, which formally accepted my offer with exclusivity subject to me completing certain tasks within a time frame...

    I found a mortgage lender who'll lend on these types of properties (concrete), got a decision in principle, had my offer accepted by the vendor, made a mortgage application (which has been agreed), booked in and completed the valuation, instructed a solictor who's currently in touch with his re. the Agreement of Sale. That took < ten working days, which was within the time frame

    I'm being told by the bank that it'll take 7 more working days for them to draw up the final mortgage offer, which gets sent to our solicitors to prompt the signing of the agreement. I told the seller that last night and woke up to a text basically saying "that's too long". This element isn't covered in the Agreement of Offer.

    Is he just being a nervous seller or worse?

    I know that English property law doesn't give the buyer any rights, but given that my offer has been accepted and I've completed the actions he's required me to do, he's just being a bit pushy isn't he?

    *Compounding this is that as a tenant, I've also got rights. He's not issued a Section 21 notice yet, so even if he dumped my offer and went for a cash buyer he'd still not be able to complete until at least mid October when the property formally becomes vacant. I'm keeping that fact up my sleeve in case he goes postal and tries to back out of my accepted offer.

    Sausage based advice much appreciated.

  • in Miscellaneous and Meaningless
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    Can anyone recommend a south London solicitor please? @BRM?

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    Yes, he's hardly got the reputation for being a tenants friend has he? Bearing in mind this is in Lambeth where the council are over ruling all of this and selling off bits of Crown Estate, Cressingham etc. However, my block isn't on the list (it's getting listed).

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    So, joining this thread after our current lovely landlord has been forced to sell our flat. In a random bit of 'where can we afford to buy near here' zoopla-ing, we found the larger flat next door had just gone on the market at a price I can afford. So i can look to buy their bigger flat (but with more monthly outgoings), or my current one (for around the same) plus have the time and cash to do the current one up a little.

    Questions:

    A) Anyone bought an ex-LA freehold in a tower block before? I've gone through a banks 'what floor's it on, is there a working lift?' type questions, and both my current and prospective flat have got HSBC mortgages, but I'm aware that's the just the start of some pain. I've got ground rent, details of previous Lambeth Special projects, and a guestimate of what's next in their 10 year cycle of works. Khan's just (for his term at least) set up better TA / Residents control over estate regeneration / demolition.

    B) I get on with the neighbours, is it worth persuading them to sell outside of their current Winkworths agency to save each other cash?

  • in Miscellaneous and Meaningless
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    Read the ad above - they should be used, not left getting dusty, and I'm not using them.

    If I want to play a guitar again, I'll buy a knock off jazz and a Rickenbacker.

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