Hello, about two weeks new to London here. Expecting a short 3-4km commute to/from my workplace up in Northwood Hills area. Over last couple weeks I've digested quite a few videos from Silvio Diego to get a feel for the riding environment here (e.g. https://www.youtube.com/watch?v=-Cef8WxQNZY
I'm expecting most of my commuting to be ridden on a sturdy electric conversion cargo bicycle I used as my daily commuter stateside (which I plan on configuring to be PAS/street legal power levels here). Separately, I have hobbies in central London that I intend on doing mixed commute using the tube and a plain Brompton S2L purchased from a fellow LFGSS'er.
I'm pretty confident in my ability to ride responsibly and courteously... just curious how much (and if I literally should have) insurance to ride hereabouts.