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amac090

Member since Sep 2018 • Last active Jul 2020
  • 9 conversations
  • 316 comments

Most recent activity

  • in Components, clothing and miscellany
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    Out of curiousity, where do you get your torque wrenches calibrated? Or do you do it yourself?

  • in Cycle Touring and Bikepacking
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    They're great, I've never had an issue. No need to book a spot, just show up and hop on (assuming you're not traveling at peak times).

  • in General
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    So, interesting situation I find myself in.

    I took out cover with Pedal Cover in 2019, and renewed in March 2020.

    I am unfortunately going through the claims process right now, and I've discovered that the Pedal Cover business was sold to The Plan Group (who also own Yellow Jersey insurance) in November 2019.

    There was no notification to customers of this change of ownership, and the policy wording that was agreed on at renewal time in March 2020 was a Pedal Cover policy with AXA as an underwriter.

    I am now dealing with the Yellow Jersey claims team who are trying to enforce the Yellow Jersey policy wording on me, which is less generous than the Pedal Cover policy.

    I'm having none of it and I'm about to escalate to the Ombudsman and FCA. Am I correct in assuming the policy wording that was agreed upon forms a binding contract which they cannot change in the middle of the policy (much less in the middle of a claim)?

  • in Bikes & Bits
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    WTB Expanse

  • in General
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    So to summarise: next time I should get the fuck up off the floor, channel my inner peace loving hippy vibes,roundhouse kick that old woman in the face (because I wouldn't want to be ageist as everyone deserves a good kicking every now and then) then demand her insurance details so I can sue her for all her worth?

    Fighting words, I like it.

  • in General
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    I agree with your argument here, most crashes are definitely caused by younger drivers. I know in Australia it's almost prohibitively expensive for under 25s (especially men) to take out insurance - the statistics suggest rightly so.

    A bit of context for my comment - the driver in my collision did have on glasses and appeared to have trouble opening her left eye fully, hence why I agreed it's a fair argument that she should consider whether or not she should still be on the road. Obviously not an easy decision to make, but clearly a conversation worth having if accidents start occurring.

  • in General
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    Yeah that's a fair argument - she claimed she "didn't see me" but I was traveling in a straight line for several hundred metres before the intersection and I was wearing a bright red jersey on a green and purple bike so that's pretty worrying.

  • in General
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    I wasn't injured in the collision thankfully (beyond cuts and bruises) which the doctors at hospital were pretty amazed at.

    As I wasn't seriously injured I assumed a solicitor wouldn't be interested in the case. Besides, I just want my property replaced, I'm not interested in taking the driver to court. She was an 80 year old woman with her 91 year old husband in the passenger seat, no reason to put them under stress so long as they play nice with my insurance claim.

    I took down details of three witnesses, all of whom followed up with a message to confirm their story and check I was ok. So I feel if the driver did try to contest the claim I'd be well supported.

    Will I actually need to contact her insurance? I was under the impression that my insurer will be in contact with hers (I provided these details to them) and they will sort it out between them. If that's not the case I can call the driver and provide my details but I wasn't sure if it was required in this situation.

  • in General
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    I've unfortunately been reading through these pages because I was taken out by an inattentive driver on Monday morning. I was traveling in a straight line through an intersection, and the driver (coming from the opposite direction) turned right across my path without looking.

    I've just got a couple of questions, would really appreciate any help!

    1. I've lodged a police report for a traffic incident with at least one person injured but I've yet to hear back from the police. Am I correct in thinking they will be in touch or is the report simply to have on file for insurance purposes?

    2. I've lodged a claim with my insurer as my bike was a write off (collision was at 30mph so there was a lot of damage) and provided them with the details of the driver and 3 witnesses from the scene. I understand my payout will be less my chosen excess, however is it on me to chase the excess from the driver (or her insurance) or does my insurance company do that?

    3. I collected the drivers details but did not supply mine to her (she immediately admitted fault, probably in part because of the three witnesses yelling at her for being an idiot, so I didn't see the point of giving my details to her). Looking at photos of the car after the crash it's likely to be a write off as the A pillar was badly damaged. Should I be preparing for potential legal action against me, despite her being in the wrong, admitting so and having three witnesses confirm my story? She didn't seem the type to do so but again, you never know.

    Appreciate any guidance by anyone who's been in a similar situation. Cheers

  • Avatar for amac090

    Does anyone near N1 have an angle grinder I can borrow? I've got a front basket that's fouling my cables and di2 junction box, just need to modify the basket a little bit.

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