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jcac

Member since Feb 2016 • Last active Oct 2020
  • 0 conversations
  • 35 comments

Sheffield based, currently building first single speed cx bike.

Most recent activity

  • in COVID-19
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    I think you are right, and you would both be required to accept the commitment that you are both seeking work. This page covers off what they are and who may be excluded from seeking work:

    https://www.entitledto.co.uk/help/Claima­nt-commitment-Universal-Credit

    So your wife would have to accept it, and I think it’s part of the process of making a valid claim.

    However, on a practical level, because of the current situation, I’ve read that the DWP aren’t enforcing the requirement, so whilst it may be a moral decision for your wife, as she doesn’t want to commit to doing something she doesn’t want to do, as she’s the main career for your child, on a practical level, accepting it won’t make any difference to what she needs to do, on a day to day basis, whilst we are in this current situation.

    Hope it all works out for you.

  • in COVID-19
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    Hi,

    Housing Benefit still exists, it’s just that a lot has changed since 2008, Universal Credit being the main change, which was introduced in 2013, and has been rolled out more widely since then.

    So yes, people who are currently claiming housing benefit, remain entitled to it, but people who now find themselves having to make a new claim for support towards their housing costs, are far more likely to need to claim Universal Credit, as only a minority of people will fall into a group who can make a claim for Housing Benefit.

    Not really sure of the relevance of 2008, to be honest. Possibly reference to when Local Housing Allowance was introduced?

  • in COVID-19
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    Good thread.

    Just thought I'd clarify a few bits and pieces, so that those that need supprt, know where to go for help.

    1) Housing Benefit (HB) has been replaced by Universal Credit (UC), with the exception of a few excluded groups (those receiving the severe disability premium in certain benefits, those living in specified accommodation (in general terms, this means supported accommodation), or those living in specified accommodation), so if you need help to meet your rent costs, you are more likely going to have to claim UC for help towards your rent, than HB.

    The advantage of claiming UC, is that it combines 6 means tested benefits, into one universal credit, so you only need to make 1 claim, rather than multiple claims that people needed to make under the legacy benefits, which UC is replacing.

    The disadvantage, is that there's currently a minimum 5 week wait before a payment is made, due to how UC is designed (it was billed as being a welfare wage), though advance payments can be made, which are recovered from future pay beta of UC.

    UC is administered by the DWP, rather than your local council, and can be claimed online, and you used to be able to verify your ID online, which is a plus in this current climate,though I think that as a result of fraudulent claims everyone needs to be seen at a jobcentre.

    The entitledto website is really good at telling you what you would be entitled to and where to claim it.

    2) In addition to UC, council's operate the Discretionary Housing Payment scheme, which provides further financial assistance to renters who are experiencing financial hardship as a result of a shortfall between their rent costs and award of UC (and is also available to those who still receive HB). The additional measures announced by the chancellor on Friday, may mean this isn't needed as much, but it is available and you need to make applications directly to your council.

    3) Council Tax Benefit was abolished in 2013, and since then, each council has had to design their own Council Tax Reduction Scheme, meaning that whilst there are some similarities between some schemes, every Council will have it's own Council Tax Reduction Scheme, and they are all different. Applications need to be made directly to your local council. A claim for UC doesn't always mean a claim for a Council Tax Reduction has been made, so it's always best to make a claim for Council Tax Support with your council.

    In addition to Council Tax Support, some councils have an additional hardship scheme to provide extra help, so it's always worth checking your council's website.

    In the budget, the chancellor announced a new £500m hardship fund for help with council tax, as a result of Covid-19, but I've yet to see any further details on what this means in practice (I thought he'd have covered it off in Friday's announcement, but I'm not aware that he mentioned it).

    4) The minimum income floor,as i understand it, was a mechanism used by DWP when calculating how much an applicant earned/received from their business, and rather than basing the assessment on what was received, enabled DWP to say that as you are self
    employed, and as you work 37hrs per week, we can assume you earned minimum wage, and calculate a notional income for the applicant, and base the award if UC, in that.

    Abolishing the minimum income floor, is a positive measure and means that if some who is self employed, and they've seen their income reduce to nil as a result of Covid-19, the DEL will accept this, rather than saying you should be earning £xxx per week.

    I think that's it...

  • in Current Projects
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    If they are like my Rival shifters, there's an adjuster screw inbetween the brake lever and gear shifter, which adjusts the reach of the brake lever.

    Nice bike!

  • in Bikes & Bits
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    That looks ace! Well done.

  • in Current Projects
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    Looks ace.

  • in Bikes & Bits
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    My FRO

  • in Current Projects
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    I don’t know if you’ve already done this, but working in Local Government, I’d suggest the best way to deal with it is by raising a formal complaint. If the guy was employed by the Council, it’s best to get it dealt with in a formal process. You should be able to see the Council in question’s complaints process on their website. Generally, they will have a 2 stage process and if you remain dissatisfied with how your complaint has been handled, you will probably be able to take it to the Local Government Ombudsman. It would be best to set out what steps you expect them to take to provide a remedy in your complaint. Sorry if I’m telling you what you already know...

  • in Current Projects
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    Looks great!

  • in Bikes & Bits
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    My mate would agree with you; we are pretty much the same height but my saddle is higher that his. Though when I ride his bike it feels too short for me. I don’t think my legs are out of proportion, but it feels ok!

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