Well, the reason I didn't meet the terms of PayPal is because parcel force took it over 90 days to resolve the insurance claim (which I couldn't easily chase as they'd only work with the seller).
Not saying you shouldn't do insured or not use PayPal. Just saying it still doesn't work out sometimes.
As I said, probably still could have resolved it somehow but was well over it.
To be clear, wasn't an LFGSS seller.
Was just trying to make buyer (Z4k) feel a bit better...