Owning your own home

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  • I'd 100% rather live in the latter than the former

  • Dread to think what a grade 2 listed new roof would cost. Let alone the rest of the work.

  • Needs topiary animals

  • So many of these cunty property developers out now who dont have a fucking clue

  • I preferred it WITH the abandoned MPV

    6 bed HMO, jesus, whats sad is that isn't even really pushing it, will be inline with what the local housing authority min standards. For every HMO that is about on the min standard, there will be several drastically short of it.

  • https://www.rightmove.co.uk/properties/1­22109026#/?channel=RES_BUY

    I see the house of horrors in nowheresville has sold.

  • This is what I had to do for my flat. Another £1k+VAT on top of the Automist system.

    Worth it to have the layout we wanted though!

  • Am I alone in feeling absolute and incoherent rage and despair at knowing I'll never be able to afford a decent house in the city I was born in? I'm really grateful to be on the housing ladder at all, and things will undoubtedly be worse for the younger generation, but I've found it genuinely debilitating recently. I see all these nice terraced Victorian terraced gaffs up for £500k plus and I'll never get close to being able to afford them. And I have a decent job. And a partner. And no kids.

    I genuinely don't understand how people are able to afford those places.

    EDIT: I know this is a bit out of character for this thread but I don't have many places to vent about this stuff and it'd be good to know if I'm not utterly alone on this.

  • it'd be good to know if I'm not utterly alone on this

    You aren't, but with the best will in the world this forum (and particularly this thread) is not very representative of the real world and consequently not the place to get that reassurance.

    A similar thing used to happen to Pistonheads property threads (I eventually flounced from there).

  • You're definitely not alone, I also get the same despair reading about the spec and cost of users bikes and £40k kitchens...

  • I know this is a bit out of character for this thread but I don't have many places to vent about this stuff and it'd be good to know if I'm not utterly alone on this.

    You’re not alone, we only managed to get a Victorian flat for 350k leasehold cause it was not maintain at all nowhere near where I grew up in.

  • Have you thought about giving up Netflix, the gym and coffee?

    (sorry)

    Me and my wife were very lucky to buy at the right time (post 2008 crash) in the right area (Peckham). If not I think we'd be in the same position as you.
    We've had no help from parents and funded it all ourselves.
    My younger siblings have only been able to get a house because they live outside of London and even one of those can only afford to rent.

  • Buying a house where you grew up? Hahahahah. Nope. Suburban hell here I come.

  • I genuinely don't understand how people are able to afford those places.

    By being born 20 years earlier.

    Gen X is just about OK, Gen Y has it really tough, Gen Z is utterly fucked.

  • I think the only way to stay in centralish London for those born there is if you can get a chunk of your parents lottery winning property equity growth - assuming they own, and are willing to help you of course.

    In theory it comes out in the wash economically, eventually, if your family own local and stay local.

  • Suburban hell here I come.

    Neasden isnt that bad.

  • it doesn't help that Londoners and the Uk in general have no self-control over their suburban/house/driveway or village/cottage/hamlet aspirations. Had it played differently with a bit more love/education and political love for collective housing (one can dream), the south-east wouldn't be crippled by that crazily inflated housing market and an overreliance on motor-transport.

    anyway rant over.

  • Fortunately I was born in a northern industrial town so avoided this problem.

    Realistically though I was very lucky to buy my flat in London when I did and I imagine that's the same for a load of people who can then release hundreds of thousands of cash to buy the next place (probably somewhere a bit cheaper than that first place).

    Other than that, I assume a lot of rich parents (or parents with a great deal of equity) to help out with the deposit.

  • People in £500k houses feel incoherent rage about not being able to afford Islington Georgian terrace houses where politicians in films live. ‘A box to live in / with airs and graces’.

  • “£500k houses”
    In London?

  • it doesn't help that Londoners and the Uk in general have no self-control over their suburban/house/driveway or village/cottage/hamlet aspirations.

    True

  • it doesn't help that Londoners and the Uk in general have no self-control over their suburban/house/driveway or village/cottage/hamlet aspirations.

    Show your reno account or leave.

  • I had a Spanish girlfriend at university. Her mum was a doctor, her dad was a teacher, and they had a compact 3 bedroom apartment in Madrid, which they were perfectly happy with. Class aspiration would never allow that in this country, because an Englishman's home is his castle. We are all muppets.

    1. There's no nice houses in Neasden.
    2. No it's worse. Between my building and the magistrates court next door there was an abandoned homeless camp in a bush, the council refused to clean it due to the large amount of used needles. So they just left it there for months.
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Owning your own home

Posted by Avatar for Hobo @Hobo

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