Owning your own home

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  • seems like you've got plenty of options and I don't think any of them would work out bad. I've been up before christmas but haven't seen the mills. It amazes me when I get off the train when I see the castle ward development. There also seems to be an insane amount of late night dessert bars in the city centre these days.

  • What do people reckon the chance of completing next Friday will be?

    If worst really comes to worst we can probably move with the assistance of brother-in-law and estate car but it will be a bit of a fucker involving a lot of trips and even more swearing.

  • picked up the keys to that 'project' I mentioned in December. Bit of a different landscape than expected - anyone know which Bromley trades folk are still working!?!

    Definitely not the vibe I was expecting for my first property - ID / Keys at 2m distance, no hand shake and an absolute mega ton of uncertainty. Oh boy.

  • I am in Sidcup and can recommend an excellent Builder, Plumber and Electrician.

  • send 'em over this way too please - hopefully completing in the next week or two

  • What do people reckon the chance of completing next Friday will be?

    How big is your chain?

  • Ah Brilliant! Can you PM?

    BoJo might have just scuppered things mind...

  • Pretty minimal.

    First time buyer buying mine. Moving into a vacant property owned by a developer.

  • Moving your shit might be difficult now. Technically completing should be fine I'd have thought.

  • Yep, it's the logistics side that is the issue. It's literally a 5 minute drive away so could probably do shuttle journeys if I could hire a van but carrying stuff will be an arse.

  • Yep, it's the logistics side that is the issue. It's literally a 5 minute drive away so could probably do shuttle journeys if I could hire a van but carrying stuff will be an arse.

    Having the same concerns.
    Pickfords are saying they'll do moves potentially into empty houses, so maybe that's how it'll work.
    Hope so, mine's been dragging on for a long time now and really could do with having it done, even if everywhere being closed somewhat scuppers my plans for a DIY blitz.

  • Yeah, we've already changed our plan from getting new furniture, some work on the kitchen, etc to moving in with our existing furniture and sticking with that for the foreseeable.

    Hoping we'll at least be able to get some blinds delivered if we do move or else the new neighbours might be seeing a lot of us

  • can you also send my way please!

  • Hero - have pinged a forum donation as thanks (for deets, and broadly this thread for being so useful)

  • Really happy for you that all this shit going on hasn’t derailed things btw. Good stuff.

  • Cheers. It's making it a bit more stressful than I want but I'm still holding out some hope. How's yours going?

  • I've no idea what's going on (TM).

    I'm kinda shrug about it now.

  • Anyone any ideas if a BS7671 certificate is sufficient for electrical work or do I need a niceic certificate? Cheers

  • What's the forum consensus on the property market - will prices drop significantly?

  • What's the forum consensus on the property market - will prices drop significantly?

    I'm thinking not. But that might also be wishful thinking.

    Had people holding off while prices were dropping with all the Brexit/election faff. Once the election was done prices started rising a bit. While I don't think much will get sold in the next few months, there'll be a lot of pent up demand once restrictions are over.

  • My gut feeling is that London will probably plateau for a while, other areas may drop. No basis for that though

  • Mortgage holiday, who's done it and what's the catch?

    Here's my understanding:

    Payments are deferred, interest continue to accrue, new mortgage statement with increased monthly payments once payment resumed due to capitalised interest charges.

    Not that I need it, friends are asking, I've done mortgages when they are in CMBS/RMBS/ABS structures but never drilled down to the individual borrow level.

  • It may be that you can arrange with the lender the terms of repayment. Seen some suggestion that it all needs to be done in full, others that it's spread for a period, others suggest it can be deferred to the end of the term which is then extended.
    I've been in touch with our lender but not had a response yet. Will update if I hear.

  • What's the forum consensus on the property market - will prices drop significantly?

    What's happened to property prices in Lombardia?

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Owning your own home

Posted by Avatar for Hobo @Hobo

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