Andyp's suggestion is a good one, as an extra 5% on the mortgage would probably be cheaper than the personal loan to pay off. But if you can't get the mortgage bumped up I'd at least wait until you've exchanged contracts on the house - lots more messing about to go yet before the sale is finalized.
Andyp's suggestion is a good one, as an extra 5% on the mortgage would probably be cheaper than the personal loan to pay off. But if you can't get the mortgage bumped up I'd at least wait until you've exchanged contracts on the house - lots more messing about to go yet before the sale is finalized.