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@Jaymo85
Currently buying a house that needs a new kitchen before we move in so had Howdens come out and price up the job (allowed access by the seller).
My question is do I apply for the personal loan to pay for it before or after the sale goes through?
Had the mortgage approved and currently at searches stage with the solicitors, would getting the loan now effect the mortgage at this stage?
We've got a 10% deposit so would getting the loan just after the sale be a problem as the loan would be nearly half the deposit value?
The new kitchen would add a good amount to the value of the property but I can't borrow against the property at the moment as I'm getting a 2 year fixed?