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@lardboy
The stupid part of this is that there's nothing in the rules that dictates that the monthly "rental" payments have to equal the total cost of the bike. A company could charge you £62.50 per month from your gross pay, then the additional £250 at the end of a year and they'd get back the full £1,000 over the period. By charging £83.33 per month, the company will make a profit from you.