• I thought it was pretty well established by now that a £1k bike on cyclescheme will certainly cost more than £400 from your pay packet?

    This.

    Know people who did it last year and compared to my experience (which was a few years ago and very positive) they were unhappy.

    The savings were minimal (guess it depends on your company) and the 'buy back' price had rocketed.

    Still get one though but look at the costs again.

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