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  • There is no moral to the story other than, make sure you can cope with whatever you take on.

    this, allow for things to get worse by a couple of % if you can't handle that.. think long and hard about what you're going to do.

    bought years ago made a few quid on that which allowed us to step up to where we're living now... the house is worth a little less than we paid for it, but since we're not moving it makes no difference.

    Being on a variable rate is saving us loads which we're just paying into the house again.

    Also it's not just about rent Vs mortgage, you also get all new manor of exciting bills to play with


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