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@vinylvillain
I know - thing is my overdraft is only a grand, not exactly high finance, but it appears that since i twice went over the overdraft limit, even though i paid it off immediatley, that i am considered to risky. I have fuck all credit rating anyway as i have only been self employed for 11 months so its impossible for me to get any sort of finance (not a bad thing as it means i dont go and finance my self up to the hilt on some carbon porn!).