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  • I wouldn't put anything in S&S until you've got the house deposit and emergency fund squared away personally. You also might want a bigger emergency fund once you have a mortgage to pay.

    Otherwise nothing wrong with bunging money into LS100, except some people say it's too UK-weighted I think

  • Sort of too late for that, considering I've been depositing regularly for 4 years now.

    I should have also added that I have a decent chunk in PBs, and if I ever explicitly needed something in relation to property then I can just withdraw that from there. We're looking fairly comfortable deposit wise, nigh on close to 20%

    Sounds like I may just stick with the LS100 - onwards we go

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