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The nice thing about PBs is they're usually close to competitive and you don't have to touch them. With things like a Cash ISA you're going to have to check in on it every year and possibly transfer the account when the interest rate drops to something shit like 0.5%. You said multiple times you don't pay any attention to this stuff so I'd check if there's a promotional interest rate term and if there is consider whether you're actually going to bother to move the money around to take advantage
hippy
frank9755
frankenbike
There is no increase in fees.
You could probably reduce your fees by putting your ii into 212 (I did).
Ah no, because you have a SIPP not an isa.
212 has isa and is meant to be bringing out a SIPP at some point but not done it yet. Freetrade would be the one to look at for SIPP. They were doing a decent cash back on transfers but it has finished now I think.