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“It was on it when I bought it and I thought it was original”
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Probably won't cover their replacement and some argue that the bungs either dig in and cause more damage.
But compare this to an 600 RR hitting the deck at low speeds and always requiring a new seat sub frame and the main fram mounts to be jigged in to place.
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Check your insurers web pages for a section on accessories and modifications. Most accessories are not notifiable (eg panniers) but modifications are (slip on exhaust). Devitt for example consider crash bungs an accessory.
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If they are "safety" items or to prevent damage the insurance will not be increased but if they are an addition they do not know about it could invalidate your insurance. Tell them what you have added and they will then know and it will not be to your detriment. I can't remember where I read about a chap that had a certain year of a certain model of bike. His specific bike was one of the end of the run of non-ABS model which was not registered in the year it was manufactured but was in the next. That next year the model of his bike was fitted with ABS. He had a collision but his insurance stated "Your bike should have ABS and the engineer says it hasn't got ABS so your insurance is cancelled". I think it took him a lot of time and energy to prove his bike was an anomally. The moral of the story is insurance companies are utter cu......
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pdlouche
lynx
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Constable_Savage
@yetidamo
Weird question maybe, but what's the general thinking about informing the insurance company if you add things like frame sliders and axle sliders, ie protection, to your bike? Do they need to know about this stuff, or perhaps the real question is, would they worm out of a claim if these were fitted and they weren't informed? What do you all do?
Thanks.