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London Fixed Gear and Single-Speed is a community of fixed gear and single-speed cyclists.
pdlouche
https://www.moneysavingexpert.com/insurance/car-insurance/how-to-get-cheap-car-insurance/#costcut
Admittedly for car insurance, but also applies to motorbikes - I think the assumption (Trick 2) is that renewing weeks ahead you've got time to shop around and might take your business elsewhere, but at the last minute you have fewer options so fair game for increased premiums...