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If a tester killed a toddler under these circumstances I think it would be called reckless or dangerous riding (see above) - the speed limit question would be a rather minor evidential point. The outcome would be the same as before.
Highway authorities are not assessing actual risk - I believe Oxfordshire (for example) has imposed a blanket 20 limit on all its villages. This looks to me like following a political fashion.
I'll now be off grid for a couple of days, so I won't be able to respond again till I'm back.
clubman
The first time a toddler gets killed by a tester doing 35mph in a 20mph zone, CTT is effectively dead because they will no longer be able to provide the one vital function of a national organising body, indemnity insurance for event organisers.