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I’ve wondered about Vanguard’s ‘personal return’ figure. Says they use:
We use the money weighted rate of return method to calculate your % Personal return.
How does that compare to an apr or the ‘assumes a 5% return on investment’
cjr-
Deep dive here if you really want to get to grips with it.
Howard
Yeah. I’ve never really fully understood the time weighted measure. I’m guessing when you haven’t been in for long, and you’ve only made a lump sum deposit there will be a large descrepancy between the two.