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What’s your excess?
You’ll also loose the car for an indeterminate amount of time because your insurers will go to town on it and do the most amount of work they can get away with. You’ll end up with a shitty rental for weeks.
Your premium will certainly go up even if it’s a no fault claim. They are looking for any excuse at the moment; the average cost for insurance is now £500 and rising, in part due to insurers going to town, lack of part availability (acute for VAG stuff) and car rentals cottoning on to the fact that’s it’s an absolute fucking gravy train for them.
Having had two insurance jobs on mine for no faults I’ll be fucked if I’m going through that again.
Howard
NurseHolliday
Come on guys, this is basic spreadsheet maths.
Will it go up enough to cost me more over 5 years than paying for it myself + the hit in value of the car from a lower quality repair job?