I've got some kind of share save scheme maturing soon.
I can take the cash, which I presume will immediately be cut in half due to tax.
Or I can use the savings to buy the shares (which currently are worth less than the option price, but about the same price for all intents)
What would you do and why? I'm erring towards taking the cash, simply because I can't buy beer with shares but then maybe longer term shares might be a better idea? Although the trend for the shares has been down since maybe 2015.
I've got some kind of share save scheme maturing soon.
I can take the cash, which I presume will immediately be cut in half due to tax.
Or I can use the savings to buy the shares (which currently are worth less than the option price, but about the same price for all intents)
What would you do and why? I'm erring towards taking the cash, simply because I can't buy beer with shares but then maybe longer term shares might be a better idea? Although the trend for the shares has been down since maybe 2015.