You should get your bike back to the condition it was before it got love-tackled.
This. Insurance and liability is there to return you to the same place as you were before anything happened, not just make right the damage.
Inc a payout to cover increased premiums from having an accident...
Stay safe people.
The non-fault Cat N on the DR a month before the insurance ran out was awful timing. It now carries a £450 excess instead of £250 like the CBR on the renewed policy. So yes, beware all the rising costs on their behalf.
@Overuser155208 started
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This. Insurance and liability is there to return you to the same place as you were before anything happened, not just make right the damage.