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JWestland
That, and it would mean that you have no funds to pay for your dotage.
What with state care homes being an absolute travesty of underfunding, and private homes running to 6 figures a year.
At least paying for it yourself means avoiding IHT, insofar as you have no money left to tax.
Anyway. Rambling tangents.
If you're interested, I have a great wheeze for avoiding IHT. It involves marrying your in-laws. I'm pretty sure that the landed classes do this on the regular.