Cargo Bikes

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stevo_com in reply to @amey

Ta, contents should be up for renewal soon too so will check that out

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Vince in reply to @stevo_com
I did the same for my bikes.

Admiral Insurance let you name individual bikes up to £3,500 IIRC on their home policy.
Bikes are covered inside & outside but you need a Sold Secure gold bike lock (or above).
I can't see any mention of excess on the paperwork.

Cost for home insurance (building+content) + those 2x bikes = £236

I think Laka & others bike insurance specialist want around 10% of the value of the bike per annum so there's a saving to be made but as always T&C apply and NFA

In addition, I would recommend getting a tracker for the cargo bike for added peace of mind.

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thanksbye in reply to @Vince

You might want to check to see if they apply average/underinsurance.

They may reduce the settlement in the event of a partial loss claim.

( Assuming the Douze is worth more than £3500)

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