i had laka for a bit then my contents was up for renewal so added to that at like £4k or something and it was wayyyyyyyy cheaper
Ta, contents should be up for renewal soon too so will check that out
I did the same for my bikes.
Admiral Insurance let you name individual bikes up to £3,500 IIRC on their home policy.
Bikes are covered inside & outside but you need a Sold Secure gold bike lock (or above).
I can't see any mention of excess on the paperwork.
Cost for home insurance (building+content) + those 2x bikes = £236
I think Laka & others bike insurance specialist want around 10% of the value of the bike per annum so there's a saving to be made but as always T&C apply and NFA
In addition, I would recommend getting a tracker for the cargo bike for added peace of mind.
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