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  • Just part of remortgaging isn’t it? You’d apply for a new mortgage anyway to make sure you get a decent rate; all you do at that point is change the numbers.

  • Thanks, that's reassuring. It's my first remortgage so I'm new to this!

    edit: that makes sense/seems obvious now if changing lender. Presumably if staying with the same lender they'd do something similar.

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