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  • If I get it re-valued, and my loan-to-value ratio changes, can some of the increase be released as cash?

    Yes. I did this to pay for a loft conversion but I don't think anyone asked why I was doing it.

  • Just part of remortgaging isn’t it? You’d apply for a new mortgage anyway to make sure you get a decent rate; all you do at that point is change the numbers.

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