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  • Yep, payment rails will make a difference, sending a CHAPS payment online is news to me as this was only over the phone/in-branch previously.

    If anyone wants bank-specific workarounds for sending large payments then shout.

  • Thanks for offering your wisdom!

    Not a "large" payment in comparison to some of that chat in here but what are my options for sub £50K from Natwest in one day? Just CHAPS over the phone?

  • Last time I did this for a similar amount I paid for CHAPS.

  • ~£20 for a Chaps payment (3pm cut-off, same working day), or if you're a personal customer then break it into payments on separate days, or use a challenger bank to re-group the payments first if it has to go as one transaction. Revolut free personal account is good for this (insured up to £85k).

    Natwest might try to sell you 'Bankline' over the phone but it's nothing special (£20 a month for business features/limits for personal customers).

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