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  • Is this the right place to chat ISAs? I'm specifically interested in Stocks and Shares ISAs.

    Can anyone explain to me like a 5 year old if they;re any good or high risk? If not where's best to put savings for a mortgage deposit?

    Saving with my wife, we already have a help to buy ISA each. We also have a new savings builder account with Natwest.

    Any help appreciated.

  • Don't put your deposit in S&S, too risky. You might decide to buy and then find your £30k deposit has suddenly halved in value. Unless you're not going to buy for years.

    You're stuck with shitty old savings accounts like me

  • I thought as much. Any recommendations for savings accounts? We've got a lump saved we could use to set up direct debits in to various accounts.

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