• Here's mine:-

    https://www.windmilers.org.uk/Cycling.ht­ml

    ... Helmets and spare inner tubes are mandatory.

    They don't say "because insurance" on the site but it's the reason I've been given when I've asked before on the Whatsapp group.

    (Spare inner tubes are not a legal requirement either...)

    Given my Audax experience they keep asking me if I've considered joining their club runs, I keep declining as they require helmets.

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