• If anybody tells you to wear a helmet "for insurance".

    Isington Cycle Club, for instance, required it for all club ride, which I am told by them that it's due to insurance.

  • I am told by them that it's due to insurance.

    And I'm calling bullshit. Make them prove that their insurer makes their cover contingent on insisting that people do something not required by either national laws or governing body regulations.

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