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  • Transferring pensions.
    My employee has moved from Standard Life to Legal & General.
    I won't be making any more contributions to the standard life pot, should i leave it and make it mega fucking aggressive fuck the ethics give me money or transfer it?

  • Depends how much is in the fund. Advice I was given once was that it was better to keep funds apart as that means you’re not relying on the judgement of a single fund manager to manage your pot. Then consolidate into one fund as you get closer to retirement.

  • I thought consolidation was usually better because you can get fucked over on fees on the more managed accounts?

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