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Monzo or Metro Bank?
Can't hold foreign currencies but no charges for using the card overseas.
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Something like a Travelex Travel Money Card.
https://www.travelex.co.uk/travel-money-card/
Preload currency onto it, use as a debit card abroad.
Obviously you'll be paying FX fees when you load it, and only use it when it is cheaper than using a zero FX fee sterling debit card, e.g. Monzo -
Revolut allows you to hold Euro, Dollar and Sterling and transfer between them when you want or spend in them using card.
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Another +1 for revolut. Awesome for people who travel a lot.
coventry_eagle
chez_jay
aggi
Soul
@Dammit
It would be convenient for me to add Dollar and Euro denominated accounts to my existing current account.
My bank (HSBC) allows this, but only as currency holding accounts - I can transfer money in and out of them, but I can't use them in the same way that I can use my current account, i.e. to pay for something using a debit card.
This makes the foreign currency account almost (but not totally) useless.
Anyone know of a bank that would meet my requirements here, or have a different route to achieving what I want? (Which is to be able to pay for stuff without getting hit with constantly variable FX charges, when in Europe and the US).