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TBH they are for different things.
IBG is for chilly days, probably <10c depending on how hot you run. Stick it on first thing, maybe as the tempo/temperature rises, you can take it off and stow it.
Rain gilet is for days where it might piss down but you want to ride anyway. I wouldn't take the rain gilet out on a cold day for example, not without something more substantial underneath it.
gillies
maveco
Still trying to decide between Insulated Gilet and PT rain gilet. Any advice on this would be much appreciated.